FAQs
Blue Water Health Insurance
Does it cost anything to use an agent?
There's no cost to work with an agent.When should I enroll in Medicare?
The best time to connect with an agent is three months before your birthday.Can I receive financial assistance to lower my premium?
You'll likely qualify for assistance based on your income level.When is open enrollment?
For Medicare, open enrollment runs from October 15th through December 7th. For individual and family health insurance, it's November 1st through December 15th.Can I enroll outside of open enrollment?
You can enroll outside this period if you have a qualifying special enrollment period.What if my income changes during the year?
Your income information can be updated at any point during the year.Will you help after I get enrolled?
Yes. I'm here throughout the year to answer your questions, review your coverage, and assist with plan changes whenever needed.Does it cost anything to use an agent?
Working with an agent is completely free of charge.When should I enroll in Medicare?
We recommend connecting with an agent three months prior to your birthday month.Can I receive financial assistance to lower my premium?
Financial assistance may be available to you depending on your household income.When is open enrollment?
Medicare open enrollment is from October 15th to December 7th. For individual and family health insurance plans, open enrollment runs from November 1st to December 15th.Can I enroll outside of open enrollment?
Enrollment outside the standard period is possible if you qualify for a special enrollment period.What if my income changes during the year?
You can update your income information at any time throughout the year.Will you help after I get enrolled?
Absolutely. We remain available year-round to answer questions, review your coverage, and help with any plan changes you may need.


